AIC is a voluntary affiliation of State and National Associations that collaborate to moderate the escalating cost of health care insurance for their Members and Associate Members. The role of AIC is to manage the relationship between the Association Member and those Carriers that have been selected as the AIC's Preferred Partners. In short, AIC is a partnership of Associations, Insurance Carriers, and Brokers whose goal is to provide group and voluntary insurance products that will add value to the employer - employee relationship via flexible and cost-effective solutions.

  • AIC's Association members have fewer than 100 employees, therefore, AIC's focus is on assisting the small employer.
  • AIC’s role is to find quality solutions for both the employer and the employee. AIC spends much of time on assisting individuals find affordable insurance.
As an employer you do not have to stand alone


Federal Facilitated Marketplace Exchanges for Indiana, Ohio, Illinois, Michigan, and Florida

AIC staff have completed the HHS curriculum to be officially certified and licensed to help consumers in Indiana, Ohio, Illinoism Michigan, and Florida apply and enroll for coverage.

CLICK HERE FOR AIC Federal Facilitated Marketplace IDs and National Provider Numbers

ClLICK HERE for Market Place Insurance - The AIC Market Place is directly connected to the Helathcare.gov data hub for both on and off insurance products.

Self-Funded Major-Medical Plans – starting at 10 employees

Fully Insured Major-Medical Plans – starting at 10 employees with existing coverage

Defined Contribution Arrangements

Gap Plans – for those with high deductible health plans

Limited Benefit Medical Indemnity Plans – starting at 5 employees

Voluntary Plans - Plans Provided at No Cost to the Employer

  • Vision, Dental, Life, and Disability Plans – starting at 2 employees
  • Cancer, Critical Care, Accidental and other Group Indemnity Plans
  • Other Benefit Programs:
  • Dual Participation Plans Combining Major-Medical with Limited Benefit Medical Indemnity Plans
  • Group Discounts and Multi-Year Fixed Insurance Rates on AIC Core Programs
  • AIC Major-Medical Group Discount “pool”
  • AIC Is Not a Brokerage. AIC Carriers Pay Commissions to Your Broker.
  • AIC’s Carrier Medical Networks include: PHCS, Multi Plan; FirstHealth; Health Link; Sagamore, Aetna ASA; Cigna, and over 20 regional networks.
  • The AIC’s Carriers (Rated A- to A by AM Best & Fitch) Include:
    • Aflac
    • American General Life
    • Anthem BC-BS
    • Assurant
    • BCBS Illinois
    • BCBS Michigan
    • BC Network of Michigan
    • Cigna
    • Celtic
    • Companion Life (BC-BS of S. Carolina)
    • Forethoght
    • Golden Rule
    • Healthy Choices Benefit Plans
    • Humana
    • Lincoln National
    • Medical Mutual of Ohio
    • Mutual of Omaha
    • Nationwide
    • Pan American Life
    • Standard Security Life
    • Transamerica
    • Trustmark Insurance Companies
    • United Health Care - AARP
    • United Security Life and Health
    • Wellcare